I’m selling my studio condo in Cebu while I’m here in the Philippines, and I wanted to share the details with you directly. 

The reason I’m selling this property is I want to consolidate my investments in two major areas: Davao and Metro Manila. My late mom, as a realtor, advised me that if I could, try to invest in Davao, Cebu, and Manila, and see which made the most sense. She wanted me to seriously consider living in these three places. After I moved to Mexico in 2021, I decided to stay there long term, which limits my visits to the Philippines in Manila and Davao. 

We love Cebu, but I realize that setting up a different management team there just to have a property is an unreasonable expense for me at this time. So for about a year, I set this business up on Airbnb, and it has garnered a lot of 5-star reviews. (So I’ll help you make that happen, too, if you decide to get this as an investment). 

The Details

This is a 24 sqm studio unit (including balcony) at Mivela Garden Residences. The price is ₱4.7M, including all transfer fees. Here’s the part that makes this interesting: you only need at least ₱750k down (can be split to 3 payments) and you can move in. Yes, really.

The current  monthly HOA fees are at P2,800 only.

Why  the Financing is a Major Plus for You 

I’m offering seller financing up to 5 years with low interest rates and auto-approval. No need to apply to a bank, no endless paperwork, no waiting around wondering if you’ll get approved. We work directly together to make it happen. I can even accept credit card monthly payments because flexibility matters when you’re making a big decision like this (plus 4% convenience fee due to the platform). 

The terms range from P72,xxx a month (for 6 years payment) to P348,xxx a month for a 1 year payment. I am only giving a 6% yearly interest on the financing option, cheaper than most banks, plus, I don’t need to see any financial information. My team will run a quick background check on you and we can get going right after. 

• P348, 916.67 / month for 1 year
• P184,333.33/ month for 2 years
• P129, 472.22 / month for 3 years
• P102, 041.67/ month for 4 years
• P85, 583.33 / month for 5 years
• P74, 611.11/ month for 6 years

(Note: I’m also happy to consider a lower monthly amount + a lump sum every 6 months or every beginning of the year. We can negotiate after you’ve seen the property in person.)

You can pay through post dated checks or a credit card to make it easy for both of us (with platform fees).

Move In Tomorrow (Literally)

This unit is ready for occupancy right now. I spent over ₱500k furnishing and customizing everything, and it all stays with the unit. I had custom kitchen cabinets done, living room wood panels and custom shelving, and a custom loft bed with a floating nightstand. 

Whether you’re buying this as your home or as an investment property, you can start using it immediately. No waiting, no renovation headaches, no furniture shopping. Just bring your things and you’re set.

Here’s the list of items that you will get with the condo unit: 

• Queen Sized Loft Bed (with a floating nightstand)
• Queen Sized High Quality Mattress
• Two High quality queen sized pillows 
• High thread count, 100% cotton sheets and pillowcases 
• Soft fleece blanket
• 55 inch Smart TV 
• Coffee table
• Coat or bag hanger 
• Work or study desk 
• LED Study Lamp / Ring Light 
• Pen Holder 
• Ergonomic work chair with wheels 
• Two door energy saving fridge (with freezer) 
• Microwave 
• Rice Cooker 
• Cooking pans 
• Cooking implements 
• Ceramic cups, plates, and saucers 
• Exhaust fan
• Full length mirror
• Mats and door hangers
• Fully automatic washing machine 
• Anti mold shelf for the bathroom 
• Medicine cabinet / Bathroom mirror 
• Shower rod and curtain 
• Pail and Dipper 
• Flat iron
• Cleaning implements
• High quality patio furniture set (2 chairs and 1 table) 
• Outdoor drying rack

All of these items are thoughtfully curated because I want this to be a very livable space despite its cozy size. My husband and I sometimes stay here and we love it!

It’s Already Making Money

This isn’t just theory or potential—this unit has 5-star reviews on Airbnb. It’s been proven as a rental property that guests love. If you’re buying this as an investment, you’re not starting from scratch. You’re taking over something that already works. I will help you set your Airbnb or long term rental business for free, and introduce you to my property manager. Check out the live listing here.

Location That Makes Sense

Mivela Garden Residences is in a quiet, downtown location in Banilad, Cebu City. You’re a 5-minute drive from IT Park, which is where a lot of the action happens in Cebu. Walk to Gaisano Country Mall. Walk to the supermarket. You get the convenience of being close to everything without the chaos of being right in the middle of it all.

It’s also quiet, far enough from bars and clubs, and you share your immediate vicinity with high end development, where some of the richest families in Cebu city reside.

The Building Actually Delivers

Mivela Garden Residences has top-notch building security and amenities. This isn’t one of those buildings where the promises sound great but the reality disappoints. The property management is professional, security is taken seriously, and the facilities are well-maintained.

For now you can access these amenities: kiddie playground, 24/7 security, two large swimming pools, and paid parking. 

They are currently building the function room, gym, and the construction is slated to finish by late 2026.

Who Should Consider This?

This works really well for young professionals buying their first property, OFWs who want a Cebu base without the hassle, investors looking for rental income, or anyone who values a turnkey solution. If you don’t want to deal with construction delays, renovation stress, or setting up a property from scratch, this is your answer.

Let’s Make This Happen

I’m in the Philippines until March 2026 and I’d love to close this deal while I’m here. It makes everything simpler—signing documents, meeting in person, answering your questions face to face.

I’m open to working with agents (referral commissions available), but I prefer direct clients when possible. Less complexity, faster closing, better experience for everyone involved.

If you’re interested or have questions, DM me. Let’s talk about payment terms, schedule a viewing, or discuss whatever’s on your mind about this property. 🙂 

– Karla Singson

For more business and investment content, visit karlasingson.com.